Archive | January 2016

Valentine Activities You Probably Didn’t Know You Can Do At Home

Valentine’s Day is one of the most awaited days for most couples or lovers. This is the time when they can express their love for one another than any other ordinary days. But celebrating Valentine’s is not just about going to a fancy restaurant, or book a hotel room. Whether you both live in Abreeza Residences or any other real estate properties, you can still have a wonderful day and night with your partner.

Sad to say, not all of us know what awesome things or activities they can do at home. As a result, they tend to have higher expenses every Valentine’s Day. However, if you are just creative enough when thinking about what you can do to make it a fun and exciting activity, then you definitely can have a memorable day.

Of course, Valentine’s Day should not always be expensive. It’s not about money; it’s the thought that counts. So, whatever you do for as long as you do it by heart, then it’s definitely a good thing. Well, for those couples who are still thinking about what to do, below are some ideas you can get for you to do this upcoming special day.

1. Go half and half on the night

If you’re planning to have a dinner at home, you can go for half and half. That means you can have first the meal on the half of the night, and a dessert for the other half. You don’t have to do it all at once. Moreover, this is also one way to enjoy your dinner.

2. Have an 80’s love movie marathon

Modern day movies are a cliché, but if you are into lovey-dovey, or cheesy and all, then try watching 80’s love movies. It would be a perfect ingredient to set the mode of the night. Of course, it’s not just about all those cheesiness, but you can also get a good moral when it comes to handling love for each other.

3. Cook dinner together

For some, this is one of the most fun parts when preparing for your night. Of course, you’re both cooking for each other. The more hands-on you are, the more you can feel that one is trying and giving their best effort just to make the night a memorable night ever.

4. Have a Valentine’s breakfast

Celebrating Valentine’s Day doesn’t just happen during night time. You can have the celebration as early as the morning. You can cook your love one pancake and tea or coffee, or you can have a meal for breakfast. It’s all up to you. With that, you’re already setting a romantic mode early morning.

5. Game night

 

Of course, Valentine’s Day is also not about romantic mode. You can also have fun first by playing games. Well, it doesn’t have to be a hassle game where you will run and jump. You can have board games or card games. At least with that, you’re setting a fun and exciting mode for both of you.

6. Have an indoor picnic

One of the most exciting parts of the night is the food. Of course, you get to taste the delicious food your partner made just for you. Well, if you don’t know anything about cooking or baking, then you can definitely look at the recipe book for guidance.

7. Have an “I’ve been dying to see this” movie marathon

We all have this thing that we really want to do or see. However, there’s no time or you can’t think of a way to find or do such thing. That is why this is also the chance for you to surprise him/her about the things they really want to see for a long time. With this, they will like you even more.

8. Cocktail Vs. Dessert: Make Both!

If you both can’t decide which of the two you want to have, then why not make a cocktail and a dessert. With that, you don’t have to make some dilemma on which is better. Moreover, you have more choices rather than having just a dessert or a cocktail. Why not enjoy both?!

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Resolutions to Make to Finally Afford A New Home

 

 

Being perpetually connected online and on social media would have us all aware of some of our friend’s #goals. And while we are browsing through it, we cannot help but compose a few of our own. Some of us–most especially millennials have reached a certain point in our age wherein we need to be financially responsible and accountable for everything we spend for. We may have dreams and material longings that pale in comparison to the bigger picture and that is to invest in things that only increase in value over time or perhaps, are essential for our day to day living.

One of the things you could wisely put money on is to invest in a home you can truly call your own. Unfortunately, though, the typical Filipino offspring stays in the family home until a certain time that he or she gets married. Though true, this fact should not detract the value of investing on your dreams of having your own flat–besides, when you do get hitched, would it not be better if you contributed to the share of the pecuniary burden of financing your new home with your spouse?

Though certain sacrifices must be made, it is imperative that for you to accomplish the goal of finally affording a new home, you should never lose sight of the prize or why you began in the first place. Remember, a home is quite a big purchase and because it is so, your material renunciations might be a bit more substantial, but you will be very much rewarded accordingly. So, if you want to incorporate some changes into your spending lifestyle so that you can finally afford that new home then take a gander at the list below.

1.) Consider buying smart

There are inevitable expenses that each and every single one of us incurs. Common necessities would include food, electricity, water, appliances and etc. Spending for the items that are essential to our daily living is something we could not negotiate with when it comes to finances, but in order to preclude needless spending, you can easily compromise by buying smart. This means that instead of eating out every weekend, you opt to stay in and eat at home, save your leftovers for future meals and instead of buying cheap appliances that break down easily, you invest in more expensive ones but are likely to last longer. You may be spending more money currently, but you will save yourself from the mountainous bills of repairs.

2.) Grab the opportunity to have a second job

Purchasing a home in these times can come rather costly and if you have not saved enough even for just the down-payment, it can be rather easy to forgo the goal of having a new home. If this is the case, now is the time that you may want to consider having a second job which is manageable and would not in any way interfere with your main job. Channel your inner writer by taking a freelance writing job, or perhaps you are a talented photographer at heart, should you have the gear, you can host photo shoot sessions for a reasonable price. The possibilities of you earning money are endless and you get to enjoy the bonus of earning from your hobby or talent as well.

3.) Let your money move. Invest!

If you have a lot of extra cash stashed just sitting around, you may want to consider having it move by investing it. After all, stagnant money is money that will inexorably lose value. Investing in the Philippines is possible and very much plausible for perpetually busy individuals who do have money stacked away. It can come in many forms such as acquiring investment policies from insurances companies, starting mutual funds, etc.

4.) Avoid unnecessary spending

One thing most millennials have to deal with is having to resist the impulse of buying they can readily see. We live in an age of perpetual commercialization and wherein it does not take much to entice us to part with our money. Social media offers us an avenue for seeing brand new products being advertised, online shopping grants us the convenience and online pay wraps this all up. But before we can get caught up in this entire scenario, we need to ask ourselves if we really do need that new phone, or that pair of pumps when in a couple of years they can only depreciate in value. Remember to cut down the unnecessary spending and to think first of whether the things you are considering to buy will be of any true value for the next couple of years.

FOUR SELLING FAUX PAS OWNERS COMMIT IN SELLING THEIR HOMES

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People who prefer to get the full profit of their home’s worth would rather sell their homes by themselves rather than entrust it through a broker and have to deal with pay cuts. And since shopping through the Internet has become a rather trendy thing where you can find even the rarest finds online, homeowners wishing to sell their homes have exploited this technological advancement to its maximum advantage. This remains to be a stiff reality even with the downturn in the real estate market, and more and more people think that they can do a better job of selling their homes than the pundits who have been in the industry for years and who have had far more experience than they do.

While selling your homes on your own is not exactly an impossible feat, you may find yourself disappointed with the slow pace or sale you may be getting owing to your inexperience and ineptness. Considering that most of you are novices when it comes to selling homes on your own, it can be easy to commit several faux pas when it comes to pricing our homes, but it is nonetheless, it is a mistake that can easily be rectified. However, before you go on selling your home on your own, it would be great to have an idea of which mistakes to avoid so that whether you are selling your Makati condo or your swanky apartment from uptown, you would be doing it right.

So if you are planning to sell your homes anytime soon, here are the common faux pas you should be avoiding:

1.) EMOTIONAL PRICING

One of the mistakes a homeowner commits in pricing his homes is emotional pricing where he prices his home based on nostalgia and sentiment rather than its real value. This is not necessarily a bad thing but if you are listing it at an exorbitant price for which the buyer will not be getting much value at, you will be disappointed with your lack of potential buyers. Homeowners have this propensity of viewing their property with emotional attachment and because of this, inflation in price –when experiences as a child are considered—will ensue. Do remember that although your memories may mean a lot to you and may mean something of value (may it be through your various decorative touches throughout the home), this is not necessarily true for your potential buyer, and they may not share the same sentiment. Price your home as if you are looking at it from a broker’s standpoint and not an owner’s.

2.) INSISTENCE IN NOT GETTING HELP

You may be selling your home on your own, but that does not mean you are selling your home entirely on your own. At the most, it means that you will do some or all of the work involved in finding a buyer, complete the transaction in the hopes of saving all of or part of an agent’s commission. But this does not mean you will disregard any sort of assistance that could potentially help you. Remember, in this age of technology sources of information and support are available almost immediately and at the click of a finger. If you do not take advantage of this, you will be putting yourself at a disadvantage. To be a savvy seller, you should know when to seek help when you need it.

3.) IMPROPER STAGING

Buyers can be very discerning and discriminating when it comes to buying homes considering that they have a plethora of houses to choose from. So with this in mind, you have to stage your home correctly in order to entice a potential buyer to buy from you. Impressing a buyer does not always take much as simple things such as paint, good flooring condition, cleanliness, uncluttered walls and well-lit rooms are already a few nondescript but imperative things that would impress a buyer. If you are unsure of the best way to stage your home for viewing perhaps hiring a professional would be best so that they can advise you on the changes you can make to not only attract buyers but keep them interested enough to make an offer.

4.) INSUFFICIENT PHOTOS

One thing you must remember when you are selling your home is that you are trying to attract potential buyers and hopefully have them make an offer. Considering this to be the case, you should be sure to put up adequate photos online that buyers seeking for homes to buy online would be able to do a virtual tour of your home—one that would eventually get them to see your property in person. Showcase your home at its best and choose the best photos to upload.

4 Things to Expect When Renting a Pricey Market

Renting an expensive property is inevitable especially when you are in a rush to move out from your previous household. And whether you choose to move into an apartment in Cebu, the price would vary depending on how good you negotiate with your landlord. However, not all of us are lucky to have a good landlord who considers negotiation. As a result, they don’t have any choice but to rent an expensive apartment.
For some tenants, leasing such high price doesn’t matter at all. But if you are one of those people who are into budgeting and wants to cut down expenses, then you might as well think about it again and again. There might be something that you can do to make it more affordable. Well, if not, then consider moving out.
To give you an idea, below are some things to consider on what and what’s not to expect when you happen to rent in a high priced market.

1. Be prepared to jump quickly

Again, one of the best solutions you can have when you can’t already afford the rent is to move out. Of course, you don’t have any choice before that’s why you avail the property with such price. But now, you have an ample time to find another apartment for you to live. Moreover, there are a lot of properties that are affordable enough for you to have. Just make sure that you also choose apartments of your choice for as not to have some regrets later on.
Also, before you move out, make sure to clear any pending issues or bills with your landlord. With that, there will be no problems at all when you are ready to move out.

2. Expect to compromise

If you are dreaming of fancy furniture in your apartment but can’t achieve those desires since your rent is high, then you might want to consider improving things. Instead of having an expensive wall décor, you can have some fancy wallpaper. It can still make your apartment look beautiful and elegant yet at an affordable price. Of course, you also have to make sure that you can properly make the decorations look good on your home for as not to compromise its beauty and design of the place.
And if you are planning to buy expensive things, think again if it’s worth your money. If you think that it is not that useful and necessary for you, then you might as well skip that thought of buying such expensive things. Remember, you’re renting an expensive apartment. At least, save your money for it.

3. Consider sharing the burden

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If you think that you really can’t afford to pay the rent, yet you also have no choice since the apartment is near your school or work, then you might want to consider asking your friends and family members if they are willing to live with you and divide the rent. With that, you might survive having and living in that apartment.
Having a roommate is not a bad thing after all. In fact, they just don’t just accept their responsibilities when it comes to paying their monthly dues but also, you can have some real and memorable experience while living with them. Additionally, you might need them when in any cases of emergency.

4. Anticipate additional costs

 

 

When you are a tenant, you have to expect that sooner or later, your landlord will have an increase in your rent. Of course, you also have to know what and why your landlord raised the price. Well perhaps, the marketer price is also increasing, that is why they also are increasing, or there are some renovations they do to make the apartment look healthy and liveable. With that, expect additional cost.
Yes, living an expensive apartment might be a hassle on our part. But always remember that it can be resolved if you just know what and what’s not to do to achieve the desired outcome. Of course, before you decide something, you have to think again and again to make sure that you will not regret the things you have made.

Three Ways to Price Your Home like a Pro

 

 

Have you been looking for ways to sell your home?

Are you looking for a new and better place to live in?

Are you quite unsure as to the approximate price of your property?

Do you want a price that would be affordable enough to attract potential buyers but reasonable enough to grant you profits?

Or are you just generally having a hard time appraising the value of your property without the help of experts?

If you answered a resounding yes to all of the five questions, then you might want to have a gander at this article. Selling your property is one thing, assessing it for its real value is another. One of the hurdles to bypass when it comes to owners selling their homes is pricing their houses appropriately. This is a known fact considering that homeowners do not have sufficient market knowledge, can be sentimental and rather emotionally attached to their homes. With this being the norm, the conventional route to take when it comes to listing your property on the market is to leave it to the professionals seeing as giving your house the wrong price can cause it to languish in the market. However, this type of knowledge discounts how the DIYers do it: utilize the internet for market and research data that were once only available to professionals. Though evaluating and selling property can be a real taxing job without the assistance of a financial pundit considering that real estate investment in the Philippines may be a bit complicated to dabble in (especially for homeowners who have little to no experience in property appraisal) it is still possible.

It comes with many perks too! If you sell your home without any assistance whatsoever, you would be saving yourself a great deal of money that is usually reserved as commission pay for experts. It may not exactly be an easy task, but pricing it appropriately is crucial as it determines how fast (if at all) your house will sell. Of course, you need to strike a balance as well as if you price it too cheap, you will end up leaving money on the table.
If you are in contemplation as to whether or not you should price your house on your own, here are three tips that may aid you in that endeavor:

1.) LEARN THE MARKET

Before selling your house, it is a good idea to revisit the past as it is one of the best predictors of the future. In essence, this means that you, homeowners should do sufficient market research to get an approximate gauge of how much the homes in your neighborhood have sold for. There is a superfluity of real estate websites that would offer you tons of market research and would even give you past sale prices. With a deeper understanding of the previous pricing trends around your area, you will have a sense of whether the house prices are either appreciating or depreciating on average.

This is crucial when it comes to prices as when you are in a market where prices are depreciating, you should not get ahead of yourself and price is too high. But if the local market seems to be faring well, then you may as well price it aggressively.

2.) CONSIDER COMPARABLES

Without a doubt, one of the best tools that will aid you in pricing your property appropriately is inspecting properties of comparable value. Essentially, this means the price that similar homes in your area that have sold for recently. This information is critical as it will determine how much you should price your house for– if you price it higher than comparable properties than you might find your house sitting in the market longer than the rest. To get an accurate comparison of how much you should be pricing your property at, you should find at least three houses in your neighborhood that are similar to yours regarding condition, location, and square footage.

Additionally, when looking at “comparables”, take note of only the houses that have been sold– not those that are currently listed. This will give you an idea of how much potential buyers are willing to pay for a property similar to yours or if your price should be negotiated with.

3.) CALL IN SOME EXPERTS

When it comes to a successful sale, pricing it right and accurately is of utmost importance. With this in mind, it is wise to enlist the help of experts. You may do this by getting an appraisal that would help you determine which price to list your home. Additionally, this will help you check if the price you arrived at after your research is as close as possible to the one appraised.

Another option available is to ask a real estate agent to do a competitive market analysis that would often be a free service they would offer in hopes of landing your business. But if you choose to sell your home on your own, they may ask for a fee to conduct the analysis.

Wall Décor Challenge: What To Do When You Have a Big Blank Wall

 

 

Whether you realize it or not, there will always be a beauty in a big blank and clean wall. Agree? Of course, this is the time when you can actively and creatively imagine what things to put to fill in your big empty wall. For some, this is one of the common problems they faced when they don’t know anything about decorating at all. However, when you know what you are going to do with your wall, then a wall décor challenge is just a piece of cake.

It doesn’t matter where you live. Whether you are in Marquee Residences or any other properties, decorating your wall is now within your reach. There are plenty of options you can do with your wall. Of course, it will always be an up to you on what décor you want to have that fits on your wall.

Decorating your wall is one of the things you can do to make your wall look good. Well, if you don’t have any idea at all on what you’re supposed to do aside from the typical paintings we have on our wall, then below are some simple and useful examples you can apply.

The gallery wall

If you are a kind of person who likes to take pictures or paintings, then the gallery wall might suit your taste. You can have your wall combined with your pictures and paintings with different sizes and color and framed or unframed artwork. You can also fill your wall with textiles and other wall decals. Of course, it is also important for you to consider mix matching your decals on the paintings of your wall. Make sure that the color and shapes, sizes can go along with your wall.

If you are not sure about the color combinations, then you can go neutral yet bold, sophisticated and creative in many ways.

Statement art

 

 

Aside from the pictures and paintings, you can also have statement art on your wall. Installing a striking piece of statement art can be an eye-catching to the viewers. Moreover, isn’t it nice to wake up in the morning with a piece of interesting piece of art on your wall? Well, hanging one or two statement arts on your wall would be enough.

Wall coverings

 

 

One of the struggles most homeowners has been that they don’t have anything to decorate at all. Perhaps, they are one of those homeowners who invest in a property with no furniture to fill the empty spaces yet. Well, you can go with wall coverings or wallpapers. Fret not! Wallpapers are easy to install on your walls. You just have to make sure that there will be no lumps on the surface.

There are a lot of styles when it comes to wallpapers. And it will always be up to you on what style of wallpaper you want to use.

Build a bookshelf

 

 

If you have a lot of things or books yet you don’t have enough space in your home, then you might want to have a bookshelf installed on your wall. Instead of having or putting decorations, make the bookshelf as part of the decorations you have on your wall. With that, you’re not just saving up more space but also, you just made a great and stylish way to have a bookshelf.

Installation of bookshelf may be hard on your part. Of course, you also have to make sure that the shelves are correctly installed to have a safe and durable base.

Decorating your wall will always depend on what you want to do or have on your wall. Before you can decide on what kind of decorations you want for your wall, you also have to consider whether your wall and the decorations are incorporated or not. If not, then you have to find ways on how you can mix and match your decals to your walls without compromising its quality.

Well, if you are one of those people who are trying to decorate their big empty wall, it would be easier if you know what you want to do with your wall. Just make sure that you love what you do for as not to have some regrets later on.

Debunking Misguided Beliefs and Notions Regarding Condominium Ownership

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Quite a number of potential homebuyers are rather uncertain when it comes to investing in a condo Philippines whether it is located in BGC, Mandaluyong or Quezon City. They may either be having second thoughts over the ownership of a condominium unit than a residential home or find investing a condominium hedging in comparison to having their residential lot. Whatever reservations they may have, the final decision of purchase is left up to them.

However, it becomes rather disappointing and discouraging when potential homebuyers would forgo buying a condo unit all together because they may be possibly misled and would solely take some misguided notions and beliefs as verifiable facts.

The propagation of such misinformation limits potential homebuyers from truly seeing the advantages of condominium ownership and would otherwise relinquish what could be a beneficial investment for them.

Albeit, a bit tight on the space, condo spaces are relatively cheaper compared to owning a house and lot that are built on land are easily sustainable compared to residential homes. Much of the concern and ambivalence in purchasing a unit is attached to the idea that these condominium towers and buildings are only good for about fifty years—after which, they would be demolished completely. Apart from that concern is also directed as to the ownership set up of units between homeowners and condominium developers.

These two concerns would cause much trepidation and doubt among potential purchasers as to whether obtaining a condo unit would be a wise investment or not. To address this issue, this article gathered some of the core and usual concerns when it comes to condominium investment, so you would be making an informed choice.

MISGUIDED NOTION: Condominium buildings are only good for fifty years.

This is a fallacy.

No provision in the law would state that condominium units are strictly good for fifty years only. In context, the law says that aside from being more than fifty years old, condominiums must be uneconomical and obsolete complemented with the majority of unit owners who are against its repair and restoration. There is nothing stated or otherwise implied in Republic Act 4726 or the Condominium Act of the Philippines that would allude to the fifty-year lifespan of condominium towers.

Many would argue that it may be implied from a provision under Section 8C. It states in verbatim “That project has been in existence more than 50 years; that it is obsolete and uneconomical, and that condominium owners holding in aggregate more than 50 percent interest in the common areas are opposed to repair or restoration or remodeling or modernizing of the project.”

However, a thorough and intelligent reading of the law would tell us that three factors or elements must be present to deem a condominium building uninhabitable. This would mean that the building has been 1.) in existence over fifty years; 2.) obsolete and uneconomical and that 3.) owners holding in aggregate more than fifty percent interest in the common areas are opposed to repairing or restoration or remodeling or modernizing the project. Succinctly said, if any of these three factors is missing then a condominium building or tower would not necessarily be declared uninhabitable immediately.

MISGUIDED NOTION: Condominium ownership terminates after fifty years.

Again, this is a fallacy.

A careful reading of the law would tell us that what it refers to in the fifty-year rule is the lifespan of a corporation that essentially is the same to unit owners who make up the condominium project. But, it must be taken into consideration that the condominium corporations can be renewed for another fifty years so the ownership would not necessarily end.

Additionally, this is based on the past practice of real estate developers leasing land to condominium developers where they would build their condo structures. The leasing period is limited to fifty years, but nowadays, developers no longer do this and would buy the land where the leasing rule would no longer apply.

MISGUIDED NOTION: Condominiums are not a worthy investment

Though it has been argued that although some condos might outlast fifty years, nothing beats investing in your house and lot that would be more advantageous for investment. But before disregarding the purchase of a condominium, one should carefully examine the various factors that would aid in potential purchaser in arriving at a decision.

Firstly, financial capability is of utmost importance—owning a condominium unit is so much more attainable if you earn less compared to waiting years and years just to save up for the purchase of a house and lot. Additionally, the property taxes on a condo unit are cheaper compared to residential homes.

Secondly, owning a home would have to mean forking out cash when it comes to renovations. For instance, the structure is still exposed to various elements. And if you think about it the funds and time you could save are rather substantial considering that it would not be necessary for you to travel and commute far every day as your residential area is in proximity to your workplace. This is because most condominium towers are strategically positioned around business districts.

So, now that we have enlisted a few of the common misguided beliefs and notions regarding the purchase of condominium units weigh your options well and consider the pros and cons of condo living and see for yourself if it fits your lifestyle as well as your family’s. With all this considered, you can now get started in making a more informed choice when it comes to a condominium or residential home investment.