Beautiful Homes: Four Benefits of Having a Cluttered Home

“Eliminate the clutter and all the things that are going on outside and focus on the things that you can control how you go about and take care of your business. That is something that is ongoing, and it can never change.”-Nick Saban

Without a doubt, clutter is an inevitable consequence in the ownership of a home and the possession of personal belongings. We are expected to accumulate a variety of household items and belongings over time insomuch that we can likely expect our homes filled with them. After all, as homeowners, we have this innate longing to make our homes as beautiful as possible. Consequently, homeowners must look for ways to pepper their homes with décor items that would enhance its natural aesthetic. As a result, some homeowners have taken their affinity for stuff to the extreme insomuch that their homes and space seem to be a natural habitat for mess and disorganization. In this regard, their home’s perpetual state of disarray would not even recognize as a problem but rather a common occurrence. Despite the exciting trend of having incredibly organized spaces and hyper-clean homes, these homeowners love their stuff so much that clutter thrives in their home.

Indeed, while Marie Kondo might have her version of how a house is maintained, there is a slew of homeowners who think that this level of orderliness can be a tad bit exhausting. Admittedly, there is more to living at home than just constantly tidying up right? More importantly, having a slightly cluttered house does not immediately make you a morally bankrupt homeowner–neither does it make you any less competent and able than a homeowner with an orderly home. It does not matter whether you are living in Celadon residences, Marquee Residences or elsewhere, it has been shown that a little clutter can make life just a bit better and bearable.

Here are some of the reasons why:

A Messy Environment is a More Creative One

Science has proven that an environment that is too clean can stifle your imagination. In this regard, a bit of clutter and disorganization about your homes is actually encouraged. It is because it challenges the homeowner to break the norms and rules of conventions and elicits creative thoughts. However, this is not to say that rooms with piles upon piles of boxes and closets crammed with way too many clothes are right either. What we are getting at is just the right amount of disorder you are comfortable with. Clutter, albeit only a healthy amount of it, actually speaks of the kind of homeowner you are and just a little mess does not always have a negative connotation. (Read: What clutter says about you)

A Perfectly Tidy Home Does Not Always Mean a Happy Home

Orderliness is one thing but dedicating your life to maintaining a perpetually clean home is another. Regardless of how much time you allocate for cleaning your houses, it will never be a hundred percent clean and organized if you lived in it at the same time. In this regard, anything that is out of place or merely a bit messy would already stress you out. Your focus should be to live in your homes. More importantly, you should be maintaining a level of functionality that makes living in it enjoyable as well. While a semblance of order is essential, there is no reason for you to go hard every single day. Remember, the key is to make homes functional and livable—not perfect.

A little dirty is good for you.

People with immaculate homes have bleached and scrubbed all the germs and microbes out of their homes. However, a little of those germs and bacteria have been shown to be good for you. A little dirty here and there can strengthen one’s immune system which in effect would make you and your family less likely to develop allergies and fall ill. Children exposed to cleaning fumes emitted by the cleaning chemicals used are more likely to develop asthma and may even cause adults to develop the ailment as well. If you wish to clean, use natural cleaning products that are free of industrial chemicals. Alternatively, you can scale back on your obsessive cleaning routine as well.

Decluttering Might Cause You to Toss Something You Need

A mantra of obsessive cleaners and organizers is to free their surroundings of anything that they might not need. In essence, this means continuously purging their homes from personal belongings that no longer serve their purpose. Unfortunately, some homeowners tend to toss out stuff because they have not used it in the year only to regret throwing it out when they need it in the future. While the enthusiasm to rid a house of unnecessary clutter is admirable, homeowners need to be a little meticulous and thorough about what they throw out. Instead of immediately discarding items because they have not been used in a year, evaluate each item’s value and ability to be replaced. Sure, throw out those board games that you have not used in more than a decade but think twice about tossing your first edition novel copies.

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Home Selling Success: Five Common Questions Asked by Homebuyers

“Real estate is an imperishable asset, ever increasing in value. It is the most solid security that human ingenuity has devised. It is the basis of all security and about the only indestructible security” –Russel Sage

As a real estate agent, you are probably well aware of the queries a prospective homebuyer might ask you. However, there are a few wildcards here and there—especially when it comes to clueless first-time homebuyers who are unaware of what goes into the home buying process. As a realtor, it is your responsibility to address all of their questions adequately as to a first-timer, the home buying process can be quite complicated and even a little daunting. As the steward as well as the median between buyer and project owner, it is your duty to allay your client’s qualms, ensure that they understand the terms of the deal well and give them the most appropriate property applicable to their needs.

Be sure to answer their queries sufficiently as possible. More importantly, you should ensure that your answers are informative—particularly to their most basic but crucial questions. Keep in mind that more often than not, the success of a transaction is hinged on how well you have communicated the deal to your client. After all, your clients would want to make a well-informed decision and purchase which they cannot do without you. So, whether you are pitching them a condominium for sale in Quezon City or elsewhere, it is imperative to provide satisfactory answers to pertinent questions.

To know what the most common questions homebuyers ask, take a gander below.

Should I buy or rent a home?

One of the initial questions a homebuyer would ask you is whether they should buy or rent a home. They consider you as someone with general expertise as regards their needs especially if you have been in the industry for quite some time. In this regard, they would then ask you what befits them better: renting a home or buying it outright? Generally, renting a home is a lot cheaper and less labor-intensive. However, it is only through a home purchase where one is afforded with more long-term benefits. To ensure that your client’s query is adequately addressed, lay out all the advantages and disadvantages of both buying and renting. Helping them see the difference between the two will allow them to gauge where they are and what they are ready for. In this regard, they would then be able to formulate a well-informed decision.

What kind of home can I afford?

More often than not, a prospective homebuyer would come to you with an estimated budget in mind. From there, the next step would be then to figure out a price range based on their budget estimate. If they do not have an idea of what their budget estimate might be then come up with a figure based on their income and financial stability.

When should I apply for a mortgage pre-approval?

One of the rookie mistakes most first-time homebuyers make is obtaining a mortgage pre-approval only after they have found the perfect home. Unfortunately, your endeavor in searching for the perfect home will be met with consequences if you did it without a mortgage pre-approval. Most home sellers would be unwilling to sell to you which might cost prospective homebuyers to lose out on the home of their dreams. To ensure that they understand what the pre-approval process is like, simplify it and break it down in parts for them to better comprehend. In this regard, it is best to advise your clients to have their mortgage pre-approved before they even begin their quest to finding the perfect home.

How do I look for a home?

A fairly easy but common question among first-time homebuyer involves the initial process of their endeavor in searching for a home. More often than not, these homebuyers have nil idea as to where to start looking for a home. In this regard, it is your duty as an agent to create ways for them to make their search easier and more effective. To start, you could ask your clients what they do look for in a home or what they want in a neighborhood and a property. That, in conjunction to their ideal location should be useful in helping you create a list of potential properties for them.

Can I still back out of a deal?

While it is unfortunate for a client to back out of a dal, they are within their rights to do so. In this regard, clients can legally back out of a deal regardless of having paid the downpayment. However, they would lost all of their money in the initial deposit as this is a precaution set up to avoid having disgruntled home sellers reserving their properties for nothing. To ensure that they are well-versed about what they can legally do and what they cannot, get your clients up to speed on the nitty-gritty aspects of the home buying process by conducting a meeting with them about it. Discuss what their rights as a buyer are and what they can do once they have decided to purchase a property.

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Home Buying 101: Costly Financial Mistakes First Time Home Buyers Make

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Saving money is not about being able to buy bigger and better things. It is about being prepared to take care of your family.” -Dave Ramsay

Purchasing your very first home is known to be one of life’s sweetest accomplishments. In fact, it is a success so sweet on its own that it is considered as a milestone in life by many for the simple reason that not all individuals would be able to afford a home in their adulthood–or even in their lifetime.

Unfortunately, buying your very first home is often met with complex challenges of which you have to overcome in order to be fully happy and satisfied with your purchase. Location and size aside, one of the most pivotal aspects to consider when buying a home is your budget. In other words: how much home can you truly afford?

Without a doubt, one of the most crucial considerations in buying a home is the pecuniary aspect–particularly if it is your first time. Unfortunately, when it comes to buying a home and determining the kind of budget you have, there is really no room for error–lest you actually have the finances to cover and afford it. While there are some lessons that are better learned through trial and error, buying your first home is not one of them. Home buying might be a different experience for everyone and while you might not be able to get everything right in your first buying endeavor, that does not mean that your errors should be costly. To address that, it is best if you read and explored what the most common mistakes homebuyers make when buying their first home. So, whether you are looking for an Ametta Place for sale or another place elsewhere, here are some of the buying mistakes you should be sure to avoid in order to avoid a potentially costly result:

1.)  Overshooting your original budget

Like most potential homebuyers, your first order of business in your home buying endeavor is to determine how much home you can afford. This is what experts would often refer to as an initial budget. However, while this might be the first budget you have drafted up, it should be the only budget you should to refer to in your search for a home. Unfortunately, some homeowners tend to make concessions when they come across pricey properties that they do like but fall outside their budget range. As a result, they would inflate their budgets in an effort to make the necessary concessions for a home they would not have otherwise been able to afford. In your home buying endeavor, it is critical that you remove any and all emotions from any discussions of money. This is to bar you from falling in love with homes that are beyond your budget and help you stay firm about your original one. Sure, you might think that you will be able to afford a few extra hundred grand more, but remember that life is uncertain. What happens if you lose your job? Your salary dips? Or worse, an unexpected illness grips one of your family members? How would you be able to get by then?

2.) Failing to take additional costs into account

First time homebuyers tend to be very myopic about their home buying endeavor insomuch that they do not really consider other expenses that might come into play after they have successfully bought a house. Apart from taking out a loan and paying mortgage, you need to consider the closing costs, property taxes, appraisal fees, homeowners insurance payments, escrow fees and moving costs. Beyond that, you have to account for your homeowners association fees which you would either pay monthly or yearly and of course, your home furnishings. After all, if you have just moved in, you would likely need to fill up your home with pieces of furniture as well. However, do not make the mistake of overdoing it. Remember, you do not necessarily need new everything. If you can still manage with your functional, albeit old, furniture then make do with them.

3.) Losing sight of your plans for the future

Take stock of where you are in life at the moment. Where are you in career and where do you want to be in a few years down the road? Where do you realistically see yourself ? These are just some of the imperative questions to ask yourself before you commit to a home purchase. Apart from that, you should also consider whether or not you would be moving in the near future. If you are, then a home purchase is probably not the best investment at the moment. Sure, paying rent may not exactly be fun but you should not constrain yourself into the responsibilities of home ownership as well. Similarly, you should consider how your family would look like in a few years. Do you see it growing? If you are planning to have kids, then that should be a pivotal factor in your choice of a home. Be realistic about the kind of home you are looking to buy. Apart from your budget and the size, you should take into account whether or not it would be realistic to designate bedroom spaces to adult kids who might be moving out of the family home soon.   

Home Buying Endeavors: Five Overt Signs You Have Found the Right House

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“A man travels the world in search of what he needs and returns home to find it.” -George Edward Moore

 

Without a doubt, buying a home is probably one of the biggest and most significant investments an individual can make in his or her lifetime.

In this regard, the selection of a home would often be fraught with a myriad of considerations to ensure that one’s investment would pay off. This is particularly true for first-time home buyers who are scouring the market for an ideal home to settle down. Albeit an exciting prospect, one’s home buying endeavor can be rather daunting and intimidating considering that much of what influences your home buying decision would extend beyond the fetching price of a property. Although your fears are well-placed, know that there is a set of signs you can watch out for that would greatly indicate that you have found the right home for you which can be anywhere from an empire east condo to a house in Pioneer Woodlands.

However, before we dive into that, know that finding the right home would be a smoother and easier process if you have a real estate agent who has your best interests at heart (and would not pressure you into buying a property), instinctively know what you are looking for and would not second guess your gut. In any case, here are some of the ways to know that you have found the right house:

 

1.)  You want to go inside the house

An excellent way to tell whether or not the house is a good fit for you is the way it beckons you to take a closer look. One of the things that make a property hunt so exciting is looking at a myriad of homes and not knowing which one could end up being your next home. Some prospective homeowners are fortunate enough to know which home would be perfect for them upon seeing the curb’s aesthetic appeal while most of us would wish to take a closer look. If the house’s exteriors are already entrancing enough to entice you to take a peek inside, then you might just be looking at your future home.

2.) The house embraces you as soon as you enter

Once you enter the home, it just feels right. It is not only inviting, but comforting and warm to the core as well. You take a look around and can truly envision yourself living here. In fact, you are already mentally arranging the furniture to how you wish it would look once you take up residence. Furthermore, the house encourages you to explore. If the house feels like home to you, then it probably is.

3.) You feel possessive about the house

You take any negative comment said about the house personally–even if the said comment makes a valid point. You see the house’s flaws as quirks and would be rather offended if it is pointed out as something that devalues the home. In fact, to you, these flaws are just a few of the things that would add to the subtle charm of the home and you would defend them. You see beyond the flaws and are starting to fall in love.

4.) You are comfortable in the bathroom

An excellent way to tell whether a home would be a suitable fit for you is to check the bathroom. Walk inside and try to get its feel. Does it make you feel comfortable insomuch that you could see yourself spending significant time in there? Or are you a bit iffy about how you feel? If the bathroom has an inviting feel to it and would make you want to poke around and even compelled to run the bath or open the shower, this might just be your house.

5.) It fits your basic needs

While the house might not meet every single criteria you have in your list, you can see yourself compromising. Sure, the dynamics might not hit every standard you have set but you at least have your basic requirements met. In this regard, you find yourself agreeing to the home’s minor setbacks. It might not have the garage you wanted, but it comes with the number of rooms you want and the area is spacious. You would make certain concessions for the home and might even realize in that moment that the things the house is missing from your list are not really necessary and that you can do without them, In a flash, you might even realize that you can be flexible as to what would have been deal-breakers to you which just so long as you can have the house.

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Buying a Condo? Here are Five Things to Consider

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“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”

Condominium living has been somewhat of a trend in the Philippines wherein you can find one in almost every nook and cranny of the major cities. Indeed, there are a lot of merits to living in condominiums—especially for perpetually busy Filipinos who long for a more convenient lifestyle. After all, it is a well-known fact that condominium projects and developments pride themselves upon the expedient living they offer to their residents. Living in condos has been associated with an ease of access to most establishments, offices, and entertainment hubs. However, what encourages a prospective condominium buyer to close a deal apart from the practical lifestyle it affords? Well, for most condominium unit buyers, the price would either be a driving factor or a major concern. Unfortunately, if buying a condo unit is in your plans, this should not be the sole consideration you have to make.

A condo unit’s price, albeit a paramount consideration to most condominium buyers, should not be the only consideration. Focusing on this aspect alone might lead you to make bad investments that you would regret soon after. In any case, if you have been eyeing a condominium unit in Avida Asten or wherever, here are some of the other things you should consider:

1.) Location

What good would a condominium unit be if it is located smack dab in the middle of nowhere? If this is the case, it would likely defeat its purpose of being an alternate residency considering living on the outskirts of the city does not offer many conveniences. Apart from that, you should also consider the general safety of the area where your condo is located. Moreover, the location of your condo unit significantly affects the potential price appreciation. So, if you are looking to sell your condo anytime in the future, the location would be a pivotal aspect.

2.) Track record and reputation of the developer

Today, most condominium developers offer their condos at the pre-selling stage in order to sufficiently finance the completion of the project. If you have thought of buying a condo at its pre-selling stage, it would be best if you took a look at the reputation of the developer. This will ensure whether the finished property would be of good quality and if it would be turned over as scheduled.

3.) Parking

Contrary to what most condo buyers believe, parking lots do not come with the unit. You buy them separately, and they can be quite expensive. Condo units by themselves are already expensive, and if you added the price of a parking space with that, it could easily set you back by at least 500K pesos more. If you require parking space, then this should be a primary concern. Furthermore, parking lots appreciate in value and should you not be using them; they can be used to generate extra income.

4.) Population density and amenities sharing

One of the features a condominium has that would entice buyers to close a deal with them is their array of amenities. The more amenities a condo has, the pricier it would be. Basic amenities would include a swimming pool, function rooms, children’s playground, and the gym among others. Before deciding on which condominium to buy, you should assess whether the number of amenities offered corresponds to the price you would pay. Apart from this, you should consider if you would be able to take advantage of the facilities adequately while having to share it with a significant number of neighbors.

5.) Rules and Regulations

Not all condos have the same set of rules. For example, one condominium development might be rigidly strict about having no pets allowed in the units while there are some that can be a bit more flexible. Apart from this, some condos impose strict regulations on what you can modify and alter inside your unit. These are all things you have to consider especially if you intend on making the unit your primary residence as you have to ensure the rules imposed would sit well with you.

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Philippines Real Estate: Things You Need to Know About Buying a Condo in the Philippines

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“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”-Theodore Roosevelt

In modern Philippines, you would be hard-pressed not to find a condominium tower in major cities. In fact, it may be argued that you can find one (or one about to be erected) in almost every nook and cranny in its biggest metropolis, Metro Manila. Of course, this rising trend of condominium living is to be attributed to the proliferation of these real estate projects. After all, with a Filipino’s perpetually busy lifestyle, living in a condominium unit would not only be convenient but ideal. With this in consideration, the Philippine condominium market remains as robust as ever and shows no signs of slowing down. After all, with the ever-increasing demand, condominium developers must endeavor to address that exigency.

As Manila is rife with individuals seeking condo units (seeing as it is a premier spot for professional and career growth), it would inevitably be area developers would be so keen to develop. Makati, Fort Bonifacio, and Ortigas are three prime spots where condominium units are the most prevalent. However, with a myriad of options to select from, buying a condo can easily get tricky. How can you ensure that the unit in two serendra is ideal for you? Is there any way of knowing whether the property in question would make a sound investment? While there is no telling for sure, it would be best if you armed yourself with information as regards the property you are looking to buy.

Otherwise, here are a few things you should consider to help you decide where you should put your money:

When in doubt, check the rental yield

Experts in real estate would argue that rental yield is a paramount criterion for real estate investment—and they are right. The Asian average is around 4.2%, but this number is nothing in comparison to those of Metro Manila where rental yields are at an all-time high. Manila is a prime spot for condominium investment as investors can expect a yearly influx of individuals who are looking for condo units to rent—from the students to young professionals.

Consider those places that are near to BPO offices, central business districts, techno-hubs and significant developments as these will be driving factors in raised rental yields.

When looking for condominium units to invest in, consider smaller units

Most individuals looking for a condo unit to rent would hardly be looking for a full-blown condominium complete with three rooms, a suite, and a rather spacious bedroom. Considering as they will mostly be living alone, renting a big condo unit would not only be impractical but unnecessary as well. Save for a few exceptions, it has been determined that the rental demand for one-bedroom and studio type units are higher than two-bedroom units and up—most especially in developments in or in proximity to central business districts.

This is because most potential condominium tenants would likely be looking for only enough space for themselves only making the extra rooms extraneous. So, instead of investing on condos with big spaces and some rooms, choose the single unit ones.

In sum

If you are looking to invest in real estate in the Philippines, breaking ground with condominium units is an excellent way to start. Condominium units are known for their affordability and high rental yields as compared to the Asian average. Select premier areas where the working and student population remains the highest. Furthermore, choose properties in proximity to business districts, schools and BPOs and you are guaranteed a good investment.

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Home Selling 101: Four Ways to Sell a Home Sans The Drama

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“I still think buying a home is the best investment any individual can make.”-John Paulson

Without a doubt, one of the most stressful endeavors one can undertake is selling a home. The logistics itself are complicated—couple that with the frustration of many unsuccessful attempts in finding a buyer and you would inevitably feel worn out and infuriated. Unfortunately, this is very much a reality that can possibly occur when you are trying to sell a home. After all, experiencing an emotional roller coaster is just one of the many consequences you will deal with in your attempt in making a sale. At best, selling a home would make you feel accomplished, proud and relieved when it finally sells at the asking price you wanted. However, at worse it can leave you disappointed at the low ball offers made—that is if any offers are made at all. Regardless of whether the property for sale is located in Bonifacio Global City or is a Makati condo, selling a home is always associated with some kind of drama. But that does not mean that this drama should always occur. Here are ways to sell your home minus the drama:

1.) Figure out and be clear on the reasons why you are selling

There are a lot of reasons that would compel you to sell your home. However, this myriad of reasons may not necessarily resonate with yours. Are you selling because you need to move to a bigger residence? Or do you need to downsize? Are you selling for profit or something else entirely? Figuring out why you are selling your home in the first place would enable you to have a stress-free navigation through the unpredictable seas of the market. Furthermore, it would get you through the days of rather disappointingly low offers. Knowing and focusing on your why are two simple tasks—all it needs from you is a conscious effort to form your own personal vision and values.

2.) Give it the right price

Before putting your house up on the market, it is imperative that you do a thorough check as this is paramount to giving it the right price. In pricing your home, it is important to remember that you look at it from an objective point of view. With this in mind, old sentiments and nostalgic feelings should not be factored in. You may think that your home is worth more than it actually is—only to have the market tell you otherwise. Do not list it too high or your house will stay far longer than necessary on the market.

3.) Be on the lookout for qualified buyers on the web

If you want your home to sell faster, then you need to permeate every single avenue for listing advertisings. This means you should not limit showing your ads only to traditional and typical mediums such as newspapers and the like. Instead, broaden your scope and include websites as a listing opportunity—from social media platforms to house market listings. Take note: the online community is rife with individuals looking for a good deal on houses, and there is a likely chance you would find a potential buyer there.

4.) Be flexible and creative as regards structuring a deal

As said before, it is important to know why you want or need to sell your home. Apart from that, you also need to have a rough idea on how you should go about the process of selling it. However, this is no way means that you should rigidly stick to the process you set your mind on. If you want buyers to consider your offer, you might need to be flexible and open to alternative ways in selling your home. Remember, you get more prospective buyers knocking on your door if you are flexible.

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