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Where to Settle and Retire in the Philippines

As young as you are, you’ve been already interested in where to settle and retire – if it’s abroad or here in the Philippines. Like what others usually say, life is short, so you got to prepare yet enjoy all the things happening around you. Given that idea, of course, you would want to retire in a place where you are not just “resting” but also have an excellent time.

Here are our top three picks on where to settle and retire (and enjoy life) in the Philippines:

Cebu City

Cebu, dubbed as the “Queen City of the South” ranked fourth as the best place to retire in the country in a survey done last 2016. You can effortlessly find real estate in Cebu for sale and rent as Cebu has a booming economy and a welcoming environment for new inhabitants and investors too. This province is in the Visayas region and comprised of three big islands – Camotes, Bantayan, and Mactan. You’d get the mix of urban and rural vibes in Cebu as there are mountains, hills, and beaches surrounding the City.

The native language is Cebuano, and most locals are also fluent in English. You’d often hear Cebuanos mix their mother tongue with English, not with Filipino words. So if you are a foreigner or more comfortable in the English language, I guess you won’t be having a hard time with the language.

Batanes City

This is an unpopular choice, but if you are looking for a peaceful and scenic place to settle for the long run, you should go for Batanes City. Another well-known tourist destination, Batanes is rich in history and culture as well. The ancestors of the Ivatans, the natives of Batanes, came from Austronesians who migrated to the archipelago 4,000 years ago. Their ancestors are seafarers, boat-builders, and farmers too. Until now, about 75% of Ivatans are farmers and fisherfolks.

The province is vast in hills and mountains, given such beautiful landscape, prolonged flooding is most likely not going to happen. Given its incredible landscape, there has been a study which confirms the need for a national park in the province to keep safe and nurture Batanes’ protected landscapes and seascapes, proposed as a UNESCO World Heritage Site. The proposal was submitted on August 15, 1993 and they are eyeing to declare the whole province as a Heritage Site by the end of 2020.

The people there are accommodating and very honest. You’d actually spot some honesty stores where there are no sales person or tindera to take your payment, and you just get what you want to buy and leave your money there. The primary languages are Ivatan, spoken in the islands of Batan and Sabtang, Itbayaten on the island of Itbayat, and Ilocano. You’d probably need to make some adjustments with the language, but it would surely be worth it.

Baguio City

The world-renowned summer capital of the Philippines or “The City of Pines” is another place to consider for retirement. Baguio is located within Benguet but has been administered independently from the province and known as a separate entity. As of 2015, the population of Baguio is 345, 366. You’d see a lot of local and foreign tourists visiting and residing for good, in the City.

Aside from the cold climate, you would also have healthier food options as the province’s environment is suitable for cultivating vegetables and fruits. Living there might be similar to getting used to a field trip in a great region like Baguio. About the transportation, jeepneys are also widely present as well as taxis. Cabs are way cheaper in Baguio, and the drivers always give you the change, and they don’t ask you for “extra” payment because of “traffic” and “place is hard to find” (the things we usually here in the Metro Manila!). Indeed, another people-friendly city to consider.

What You Need To Know When Buying a Luxury Property

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Every one of us dreams of living in a luxury home, right? Who wouldn’t like that? When it comes to choosing the right home for us, we would always go to a place where we feel happy, satisfied and be proud of. Of course, whether you are living in Ayala Land Condominium Taguig or any other Philippine properties, you can feel comfortable when you have the right atmosphere in your home.

 
But if you are a kind of person who cares about his/her welfare, then investing in a luxury home would a good idea for you to make. Obviously, we are not talking here about investing in a million or billion worth of property. I’m sure, not all of us can afford. A luxury home is not just about its elegance and value, it also implies who comfortable and satisfied you are with your home. To give you an idea, below are some qualities you should invest to have a luxury home on your own.

Invest in a property from a trusted developer

Never invest in a property where its foundation is not strong enough. Before deciding to have that particular property, make sure you know who the developer is, to make sure that they can be trusted when it comes to the building’s firm foundation. Moreover, you will feel at ease knowing that the place where you live will not easily be destroyed when it comes to earthquakes and any other accidents.

Invest in a property that promises a high rate of long-term returns

Since people living in the Philippines has a high purchasing power, and a growing market for health and wellness traveler, the demand of the luxury properties are also growing, and high demand for luxury properties is increasing. That means the value of each property would also increase each year. And if you are one of those people who would like to invest in a luxury home, this is now the time for you to invest. You don’t know, the value of the properties next year would increase which makes it hard for you to afford such.

Invest in a property that you will like and enjoy.

Don’t ever decide to invest in a property for the sake of having one. Of course, you don’t want to regret the choice you made, right? That is why, before anything else, you have to make sure that you know what you want when it comes to the features of the property you would like to have. Moreover, investing in a property of your choice is one of the many ways you can feel happy and fulfilled. Of course, investing in a property can also be one of your successes in life.

The property should have the capability to earn even while you sleep

Some of us here would like to invest in a particular property to make some extra income. Well, talking about renting it out. Of course, this is also one of the many ways you can take advantage of the property that you have. As an investor, you also have to make sure that it is not just about you, liking the place. Make sure that any people who would like to rent your unit can also feel happy and satisfied with the quality of service and facilities available around. With that, tenants would love to stay longer in your place.

The property should come with a solid investment plan

Always remember that owning a home is an investment. That means, you have to make sure that you are what you will not go to waste. Yes, if you are not careful enough in choosing the right property, there are tendencies that the management is not that capable in giving their clients the best facilities and services they have. As a result, you definitely might not like living in such place.

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Four Common Questions About Philippine Real Estate

 

 

Owning a home is a keystone of wealth… both financial affluence and emotional security. ~Suze Orman

One of the most crucial aspects when it comes to buying real estate in any part of the world is to know your legal rights. This applies true for house and lot buyers Philippines. It makes potential homebuyers more vigilant about their real estate purchases and aware whether the contract they are signing has legal color. Additionally, it would help prospective buyers weed out unscrupulous people such as scammers and unlicensed agents.

However, most Filipinos are lefty unaware of what their rights as a buyer which would render them vulnerable to bad deals and underhanded transactions which is why it would very much benefit them to have a general knowledge of our local laws.

The Philippines has an excellent set of legislation that would protect buyers from bad real estate agreements. Instead of the usual jargon found in real estate law books, this article aims to make it clearer to its readers as regards their legal rights as a homebuyer and a homeowner by elaborating on the most common questions about the Philippine real estate.

1.) Do foreign spouses or family members have the legal capacity to acquire property in the Philippines?

Unless they are renting a place such as in one of the condominium units for rent, the law is explicit when it comes to foreigners owning land and property in the Philippines. It has been stated that only Filipino citizens are allowed to buy real estate property in the Philippines regardless of whether such property is a condo or a home.

The rationale for this law is to keep Philippine lands from transferring ownership to foreigners lest we get overrun by properties owned by foreign nationals. However, foreign nationals can own property through co-ownership with his or her Filipino spouse or if the foreigner owns a corporation or an ownership where sixty percent of it is Filipino owned.

2.) What is a deed of sale and what are my duties as regards this document?

This crucial piece of document is essentially your legal proof of purchase. In essence, it indicates the transfer of property between the seller and buyer and shows that it has legally transpired. As a homebuyer, you should authenticate the document and have it notarized and recorded in the registry of deeds. After which, a homebuyer ould need to pay for transfer tax, registration fees, documentary stamp tax and other fees.

3.) What are my options when dealing with an unlicensed agent?

Before buying any property and dealing with an agent, it is best to check if the agent is registered with the Professional Regulatory Board of Real Estate Service. Unfortunately, there is not much recourse in dealing with an unlicensed agent apart from filing a fraud charge in the same manner as you would when you file a crime report.

4.) What are my rights as a buyer?

When it comes to property sales agreement, the rights of a homebuyer are essentially two things which are:

1.) The right to demand the developer to deliver the title of the unit or property upon full payment; and

2.) The right to be reimbursed with the amount you have paid which would include the amortization payments.

In essence, this would mean that it would be illegal for the developer to forfeit any installment payments in favor of the owner or the developer himself. Both laws are reflected in Presidential Decree No. 957- Subdivision and Condominium Buyers Protective Decree.

Bored at Home? Here’s How You Can Spend Your Time Productively While Staying in Your Comfort Zone

 

 

There are a lot of ways on how you spend your free time. It does not matter if you live in a condo in Alabang or any real estate property, you have the freedom to do anything that you want. It is your time; it is up to you what you want to do with it. You may waste it or spend your free time productively.

When we say ‘productively,’ according to the dictionary, it is doing or achieving a lot that produces good results. And when we say ‘spending your free time productively,’ it is doing the things that make you productive. Well, if you want to know what are the things that can help and make you productive, you might consider doing things brilliant ways.

Family bonding

This is also one way to spend a quality time, not just for you but also for the family. Having you around makes a family bonding complete and fun since it is when we tell or share our thoughts and experiences with our family. Cheesy as it may seem, but one way or another, we can have our moral support from them.

Eating together with our family is also a way to bond. Bonding with your families is not just for fun; it is also where we can have a heart to heart talk with them that can bring the family members closer to each other.

Listening to good music

Everyday, we are bombarded with the noise around us. Noises from the vehicles and the people, all these can make your day a living hell which can affect your entire day.

Listening to good music can put you in a good mood. Sometimes, even though you are stressed, it makes you feel relax and at ease. There were also times when you needed some inspirations; listening to good music can help. It can make you do better things when you are in the right mood.

When we say ‘good music,’ it doesn’t mean rock or hard rock. ‘Good music’ is when we listen; it is pleasant to the ears.

Writing

Unfortunately, there are already few people who write. Writing is not that hard as what you think. You don’t have to write an entire article for you to start writing. Writing journals is a good start.

Writing can give you the benefit of telling or sharing what you feel where you cannot share it with others. You can write what you feel for the entire exhausting day, how annoyed and pissed you are, how your boss or friend sucks or how happy you are when your crush talks to you. You write it down.

You are the boss of your writing; you can write what you want and let your imaginations run wild. Just write it down, it is fun!

Reading

What comes to your mind when you hear the word ‘Read’?

When we hear the word ‘Read,’ a lot of people won’t do it since all they know, reading is boring, it can make you feel sleepy, it can make your eyes and head hurt, and it is not fun to read. I know you had those feelings too. But what if these ‘boring’ textbooks can make you productive, are you going to change your mind and read?!

Reading books, magazines, newspapers and other references give you a lot of information that other people don’t have. You know what the ins and outs of today’s are; you know who these particular individuals who contributed significant time to our community or our country, and you will know what to do when circumstances occur.

It is always an advance when you read. Reading can bring you to places where you haven’t been there yet, and it gives you better perspective and understanding of the world. You will also feel confident to whoever you meet since you know something that they don’t.

Five House Shopping Tips For Newlyweds

Young happy couple shopping for new home

So, you have said your “I do’s”, went on a Caribbean honeymoon and have envisioned what your life is going to be like for the remainder of your years with your new spouse. Well, apart from finally getting hitched, the next major milestone is buying out a home where you can commence your life as a couple, raise a family, cultivate and foster relationships and nurture your children. The prospect of house shopping together may seem like a thrilling and exciting experience but do keep in mind that this is a major commitment and would require careful consideration. Do not simply decide on the first house you would like. Remember, in most cases, you could not simply and easily discard your hold home in favor of a new one—especially if you are still paying for it.

Regardless of whether it is a Rockwell condo unit in Makati or an apartment in Cebu when it comes to house shopping, it is imperative to invest wisely and have a strategic plan as to exactly how you and your spouse would go about it. To make sure you would not have any regrets with your choice, create a buying strategy that would aid you in choosing a house. Here are fourteen tips that should aid you for this major milestone in life.

1.) Take a look at your financial situation

After spending money for your wedding, it is important to have some left for you to start your life out as a couple. This is because one of the initial steps you would take is to purchase a flat where you and your new spouse would stay. Seeing as it is vital to consider your financial situation before investing in a home, it is imperative to have a price range and a maximum price. Talk it over with your spouse and make an honest assessment of your individual and joint financial situations. From there, create a budget as this will allow you to build a budget for your home immediately and determine the type of house you can afford.

2.) Set a realistic goal

Do not have ambitious housing goals if your financial situation cannot afford it. Manage your expectations and keep it realistic. Have a clear understanding of what you both want and have an idea on how much money you have for your down payment and how much more you would need to save up. Remember, your cash equivalent should be twenty percent of the property’s selling price for deposit to secure a housing loan.

3.) Learn how to prioritize

Learn what you would prioritize as a couple whether it is the size, design, location, etc. You may agree on a lot of shared ideas but find that you would have to compromise in order to have an ideal home—especially if you cannot agree on all the aspects you want in a home. Write these priorities down and keep the high-ranking items on your priority list in mind when you are house hunting.

4.) Save up

This one is pretty straightforward and would need no further elaboration. However, some couples would neglect this very critical step in an attempt to make sure their new home would be as “livable” as it can be by buying a lot of furniture without even stopping to consider the annual payment dues for their home. At whichever point you are in the process of buying a home and regardless whether you are renting or buying or are still deciding, do save up enough money. Apart from spending on the house itself, you would still have the insurance utilities, overall expenses, and taxes to consider as well.

5.) Choose a Community Carefully

This is a vital step as this will determine your overall experience when it comes to living in your home. Remember, safety is of utmost importance so be sure to look into the reported number of crimes in the neighborhood you choose to buy a house in. Consider the location as well, if the neighborhood is in close proximity to schools, offices, churches, malls, etc. or at least has an access for it. Remember, the neighborhood is one of the pivotal factors that would determine how long you would stay in your home. Be very sure it meets your needs not only for the short term, but for the long run as well.

 

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5 Hacks to Visually Enlarge Your Small Space

Hands up if you are one of those people who live in small spaces! Have you ever feel that your walls are already closing in on you? Like you don’t have any space available for you to freely roam around your home? Well, fret not! You are not alone! Yes, there are actually a lot of homeowners who share the same sentiments as you do.

However, just because you have a small home, you can’t do anything about it anymore. Generally, it doesn’t matter if you live in house and lot for sale Philippines (Cavite specifically) visually enlarging your small space is within your reach.

Thinking about what and what not to do when it comes to improving the interior design of your home can sometimes be daunting and challenging. Of course, you need to think about the things you need to do for you to achieve a desirable outcome of your home. And to give you some ideas, below are the top five hacks to visually enlarge your small spaces at home.

No worries! These tips or hacks are easy for you to use in your own home.

1. Lighten up

Choosing the right color for your home is one of the most important things you must consider. Of course, the color of walls can help visually expand your space. Well, you can go for a white color for your walls. Although some of you here might think that white is just a plain color, but never underestimate it since it can do wonders when it comes to expanding your space. But you can also go for pastel colors if not for white.

2. Use vertical stripe patterns

Just like wearing vertical stripes clothing, you can also go for vertical stripe patterns for your walls, or even with the floors. You can trick the eye into making an object appear taller or longer. Of course, this is also one way you can maximize the effect in your home. well, before deciding to use vertical stripes pattern, just make sure that you get a permission from your landlord. With this, you don’t have to worry about putting some vertical designs for your home.

3. Use mirrors strategically

Mirrors are not just for your own purposes. You can also use mirrors to trick that you have a bigger space at home. Moreover, mirrors can also help maximize the effect by placing a big mirror directly across the room from the window. With this, it will create an illusion of an endless space. However, you should also be careful when it comes to the installation of it. Make sure to avoid placing mirrors to reflect objects that are not easy on the eyes, since it can create an illusion of a cluttered home.

4. Utilize the vertical space on your walls

Aside from using vertical stripes pattern for your walls, you can also use the vertical spaces available at home. Well, you can place some bookshelves in an empty space. Or you can also buy rails to hang pots, pans, and spices, especially when you have a vertical space in your kitchen. And yes, it does not just give you an illusion of having a bigger space; this will also help draws the eyes upwards making your small space larger.

5. Buy proportioned furniture that does double duty

One of the many reasons why your home feels like there is no space available is because you have so many things that are cluttered inside your home. And in order for you to avoid such, why don’t you buy proportioned furniture that does double duty? With this, you will not be worried about what and where you should put your furniture since you have already some space or storage available for it.

See? Having an illusion that you have a bigger space at home is not that hard as you think it is. Of course, you just have to make sure that you are doing the right thing when it comes to what and what not to do when decorating your home.

Freshen Up Your Home with These 7 Simple Ways

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Have your ever feel that whatever you do at home, there is something that is still missing? If you don’t feel satisfied and relaxed whenever you’re at home, then it is time for you to freshen up the place. If you think that cleaning and decorating your home is enough, then you better think again. No matter how you arranged and organized your things, there is still a need for you to freshen up your home.

“How to make our home fresh?” This may be a common question for most homeowners. Perhaps, some of you here might have tried different ways on how they can make their home lively again. But for some, this is one of the most challenging and frustrating on their part. Even if you are a resident of Abreeza residences, having a fresh home is within your reach. However, if you are one of those homeowners who are struggling what and what not to do when freshening up their home, then below are some simple tips for you to follow.

1. Freshen with flowers

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This is one of the most common ways to make your home fresh. Whether you realize it or not, having flowers in your home is beneficial not just to our health, but it also brightens our mood. But you have to make sure that flowers you have at home are all fresh. You don’t have to change the flower every day. You can change them weekly to keep the freshness in your home.

2. Brighten up your pillows

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The throw pillow is one thing that adds beauty to your home. And if it is not clean enough, this might be a cause of health issues. Brighten up your throw pillows through changing its cover regularly. Moreover, if you want to make it livelier, choose a pillow cover that gives a bright accent in the place.

3. Organize your bookshelf by color

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Ok, let’s admit! We don’t usually do color coding when it comes to the arrangements of our books, right? However, arranging your books through its color can make a feeling of uniqueness in the place. Also, this kind of arrangement doesn’t just give your eyes a fresh look, but it will also help you find the book you want to read easier and faster.

4. Accent your bathroom with towels

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The typical bathroom is most likely consists of toiletries. However, if you want to upgrade your bathroom to a fresher look, you can also add some accents such as towels. This will give you a satisfying feeling, especially when you forget to bring your towel in the bathroom.

5. Declutter your living space

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Obviously, there is really a need for you to declutter your home. If you want to have a satisfying home where you can be proud of, then you better think of a way where you can clean and organize the things you have at home. Moreover, be creative enough when it comes to the storages of the things – storages can also give you a good ambiance at home.

6. Highlight your windows

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Windows are important in a home. Obviously, you cannot have a good and fresh air if you don’t have a window. That is why, as much as possible, you need to highlight your window by making it clean and having a nice curtain that would complement the place.

7. Invest in a herb garden

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A lot of you here might not know, but you can definitely have a herb garden in your kitchen. just like having fresh flowers in your home, this is also beneficial to your health. Well, you can put them in a planter, mount them on your wall, or hang them in your window. With this, you can definitely use these herbs whenever you cook your meal.

 

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