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Independent Living Starter Pack

Finally, you’ve been able to move into your newly acclaimed affordable condo in Mandaluyong City. It surely feels great to say that you are free finally. Hooray! But we all know that independent living is not just all about the happiness and perks of living alone. If you are that person, or someone who is planning to live away from parents, relatives or guardians, for fun, here is your solo living starter pack:

I am so glad that I MADE this happen

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Other people have that luxury or blessing to be given a new house or condo unit for his or her use (yes, you are super lucky!). And it’s a different wonderful story for those who had struggled for we-do-not-know-how-many-years before they were able to get their place finally. Since from renting to owning and paying his or her dues are difficult, the return of glee and happiness is priceless. So yes, you are so glad that you made that happen!

You will remember all the hardships you’ve been through to be able to see yourself in your dream home and thinking of all the possible countless things you can do since you are now alone. Yay, excited!

Wait… am I really ready for this?

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So here comes self-doubt and anxiousness creeping in. From being so joyful and ecstatic about imagining yourself living independently, the thoughts of how will you be able to pay everything, have the time and energy to clean and cook, study and work at the same time, and much more kicks into you. This doubting stage is not just for a one moment, but it will get it into you a couple of times; possibly after a bad day, when you are sick, too exhausted or whatnot.

No worries, dear. This thought will not haunt you forever if you claim it yourself that you are really ready and your decision of living independently is nothing but correct.

Got to make my place clean and presentable

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I don’t know if it’s just me or whenever we have something new. We want to make and keep it clean as much as possible. Moreover, you want to see your belongings beautiful and in pristine condition, because you know how precious it is for you and how hard it was before you finally get it into your hands. Same as with your new house, you do countless hours of cleaning and keeping it nice. Yes, hardworking!

Then that day of laziness

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It’s not every day that you will choose to pick up the broom and sweep the floor, if it is, good for you and your home. But for those who struggle to get up and cook for themselves, there are times you would rather go lazy than tired. We all deserve a break and pamper ourselves in whatever way we are used to – not cleaning the house, ordering food instead of cooking, lay down and have a movie marathon – yes, whatever!

Your old things are still there

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Your favorite stuffed toy and lovely pillow are still in your bedroom. Your good-old cabinet also moved in with you. Of course, for practicality, you don’t need to have everything brand new. There are things you can leave with your previous home but decided to take it with you. Why? Because you need that sense of comfort, belongingness and companion to a “whole new world” in which you don’t know anyone but your old things. These materials will also give you the vibes of the home of your “faraway previous home” in your “new home.” Nostalgia and tears are coming right up!

And of course, a lot of adventures!

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No explanations needed. It’s for you to discover yourself.

 

So we hope that you were able to see yourself in this basic independent living starter pack. What’s in yours?

For OFWs: Top 4 Crucial Things to Learn When Buying a Home in the Philippines

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.” – Theodore Roosevelt, U.S president

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Whether you realize it or not, the rapid growth of OFW homebuyers is increasing. Of course, investing in their own home is one of the things they want to do to make sure that they have a secure and nice future. Sad to say, not all OFW knows about home buying process in the Philippines. As a result, they regret investing in a real estate.
Well, if you are one of those OFWs who wish to have their own home, then you should know at the least the basics of real estate. Whether you plan to invest in a pre-selling condo in Manila or any real estate in the Philippines, you should know what to do to make sure that you will get the right home for you. And to avoid such unfortunate scenarios, below are some of the things you should know to achieve the desired outcome of your home buying process.

Research, research, research

Do not ever decide to choose and buy a particular property if you don’t know anything about it at all. Of course, before you can choose one, you should also know what kind of property that you are going to invest. If you think that you are still not satisfied with the quality of property that you have found online, then you should do your research more. With that, you will eventually find a good and suitable place for you. You just have to be patient in searching.

Return home or work with a trusted representative

There are a lot of OFWs who invest in a home even if they are not around in the country. With that, there might be unwanted situations that may arise. To avoid such, there is a need for you to return home or work with a trusted representative. Of course, you have to since it will definitely be difficult to transact real estate investments when you are out of the country. However, if you think that you still can’t go back home, then the best way to ensure that the investment is in good hands is to work or hire a broker. With that, it will be easier for you to achieve your desired home.

Value for money

As an OFW, even if you have the budget intended for your home, you should also consider other expenses. That means you need to choose a property which you can afford to have. Moreover, even if you can afford such property, there might be other add-ons that you don’t know. That is why you also have to make sure that you know every single detail of the transaction process. That is also for you to know what is already going on with your investments.

Find a reliable and reputable developer

There are a lot of real estate developers in the Philippines; you might not recognize some of them. Making sure of your investments also means making sure who you trust. Placing your trust to a developer who you don’t know anything at all, then this might jeopardize your real estate investments. When you choose a designer who is well-known with a good reputation, then you will definitely have a brighter side of your future.

 
If you are one of those OFWs, when you know the basic of real estate process, you will eventually realize that investing such is not as hard as you think it is. Of course, making sure that everything is going smoothly is a must for you to do.

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Four Common Questions About Philippine Real Estate

 

 

Owning a home is a keystone of wealth… both financial affluence and emotional security. ~Suze Orman

One of the most crucial aspects when it comes to buying real estate in any part of the world is to know your legal rights. This applies true for house and lot buyers Philippines. It makes potential homebuyers more vigilant about their real estate purchases and aware whether the contract they are signing has legal color. Additionally, it would help prospective buyers weed out unscrupulous people such as scammers and unlicensed agents.

However, most Filipinos are lefty unaware of what their rights as a buyer which would render them vulnerable to bad deals and underhanded transactions which is why it would very much benefit them to have a general knowledge of our local laws.

The Philippines has an excellent set of legislation that would protect buyers from bad real estate agreements. Instead of the usual jargon found in real estate law books, this article aims to make it clearer to its readers as regards their legal rights as a homebuyer and a homeowner by elaborating on the most common questions about the Philippine real estate.

1.) Do foreign spouses or family members have the legal capacity to acquire property in the Philippines?

Unless they are renting a place such as in one of the condominium units for rent, the law is explicit when it comes to foreigners owning land and property in the Philippines. It has been stated that only Filipino citizens are allowed to buy real estate property in the Philippines regardless of whether such property is a condo or a home.

The rationale for this law is to keep Philippine lands from transferring ownership to foreigners lest we get overrun by properties owned by foreign nationals. However, foreign nationals can own property through co-ownership with his or her Filipino spouse or if the foreigner owns a corporation or an ownership where sixty percent of it is Filipino owned.

2.) What is a deed of sale and what are my duties as regards this document?

This crucial piece of document is essentially your legal proof of purchase. In essence, it indicates the transfer of property between the seller and buyer and shows that it has legally transpired. As a homebuyer, you should authenticate the document and have it notarized and recorded in the registry of deeds. After which, a homebuyer ould need to pay for transfer tax, registration fees, documentary stamp tax and other fees.

3.) What are my options when dealing with an unlicensed agent?

Before buying any property and dealing with an agent, it is best to check if the agent is registered with the Professional Regulatory Board of Real Estate Service. Unfortunately, there is not much recourse in dealing with an unlicensed agent apart from filing a fraud charge in the same manner as you would when you file a crime report.

4.) What are my rights as a buyer?

When it comes to property sales agreement, the rights of a homebuyer are essentially two things which are:

1.) The right to demand the developer to deliver the title of the unit or property upon full payment; and

2.) The right to be reimbursed with the amount you have paid which would include the amortization payments.

In essence, this would mean that it would be illegal for the developer to forfeit any installment payments in favor of the owner or the developer himself. Both laws are reflected in Presidential Decree No. 957- Subdivision and Condominium Buyers Protective Decree.

Coastal Living 101: Reasons to Live by the Sea

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“The sea, once it casts its spell, holds one in its net of wonder forever.” – Jacques Yves Cousteau

With 7101 islands in this archipelago, you are guaranteed to find the perfect coastal spot as there are many beaches in the Philippines. And a day by the beach is always the perfect remedy for anything at any time.

In fact, Isak Dinesen has been quoted to say that the cure for anything is salt water—sweat, tears, or the sea. This profound maxim is proof enough that the beach does wonders for anyone who visits it. However, most people see the beach as a destination for vacation—a retreat more than a place of billeted everyday residence. Owing to the exorbitant rates these beach lots are priced, it may seem like an impractical reason to perpetually station your living quarters in coastal living. But have you ever considered that living by the beach grants you an avenue for a day to day retreat? Instead of looking forward to hot and scorching summers for a chance to visit the beach, you can just walk out to your front yard and instead of admiring your lawn; you would be surveying the ripples and waves instead?

All of these sound like a whimsical dream, but these are only a fraction of what you can truly experience with coastal living. Here are more reasons why living by the sea is actually great for you.

1.) An avenue for embracing the outdoors

Living in a congested city makes us neglect to wake up and smell the roses. In essence, the perpetually busy urban lifestyle that we have deflects us from appreciating what nature has to offer. Incidentally, because some of us cannot stand metropolitan traffic, we tend to stay indoors most of the time. By the sea, there is no traffic and an added bonus is that it is away from the city’s chaos and pollution. Living by the sea is a healthier alternative because it encourages you to go out and get some sun which would help you absorb calcium for the bones and fight against hypertension.

2.) Be in shape

Swimming by the sea allows your body to burn nearly two hundred calories, a beach volleyball eliminates about three hundred and walking on the sand requires you to exert more mechanical effort than walking on a flat surface at the same speed. Living by the beach makes having a gym membership superfluous as there are so many opportunities for working out just outside your door.

3.) Relax and unplug

Coastal living alleviates stress levels as it enables you to unplug and be in tune with nature and yourself. If you are truly committed to doing some unplugging and to immerse yourself in the beach’s tranquility then store all of your gadgets. Go for a leisurely walk or a quick dip on the beach to allow yourself to release some stress.

4.) Have better sleep

Living by the beach or even just coming from the beach allows you to sleep well because of the sea air. This sea air is teeming with robust negative ions that would enable your body to speed up the absorption of oxygen. These same ions would also stabilize your levels of serotonin (transmitted that regulates mood and stress) making you feel more relaxed.

5.) Fresh seafood

Looking for something sumptuous for dinner? Well, maybe grilled fish fresh from the ocean would be perfect. Coastal living gives you the advantage of finding affordable seafood in your vicinity as opposed to buying them from the groceries in the metropolis. Apart from that, you can always be assured that your food is fresh. Seafood from the coast is more delectable and is full of essential nutrients.

 

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Top 8 “Roommate-Night” Ideas

 

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There will always be fun when living with a roommate. Agree? Of course, having a roommate is also one of the many ways you can enjoy life living together. Especially when you need something, your roommate can be a big help to you. However, there are just times that it gets boring, especially when you do not have anything to do together. And sometimes, this will also lead to misunderstandings. Generally, it does not matter if you both are living in a condo in Taguig or any other real estate in the Philippines, you can definitely have fun with your roommates.

Although there are just times that you and your roommate have different likes and dislikes in life, then perhaps you might agree on some other things that can also give you fun and excitement doing things together. Well, to give you some ideas, you might want to do these things below to have more fun with your roommates.

1. Cook a fancy meal together

Who would reject food? Right? Perhaps, you can make your favorite dish together at home. Let your roommate taste the especially dish that you really want to have. Who knows, you can also learn new recipes from your roommate.

2. Rent a new or old movie, popcorn and relax at home

Yes, you can go together in cinemas. But there is nothing like watching movies together at home. You do not just watch movies, you also got the chance to bond more with them. Moreover, this will also give you a homey and relaxing feeling at home.

3. Take a walk around your complex or at a park nearby

If you both have free time, why don’t you try walking together around your complex or at a park nearby? This is the chance for you to know more about your roommate. Of course, you can find a good timing to share your experiences in life. Who know, you both share the same sentiments on one thing, right?

4. Hit the gym together (this helps, accountability, too!)

If you are a kind of person who is a health conscious, then why don’t you try hitting the gym together with your roommate? Perhaps, this is the time for you to introduce to him or her and effective way of losing or gaining weight, or simply for fitness purposes.

5. Try a local restaurant

If you are into food trips, you should both try going to a local restaurant together. It does not need to be that expensive enough to eat your favorite meal. Well, if you are happy enough eating together with your roommate, then it would be a great thing to have.

6. Play loud music and clean your home

If you happen to be free from work or in school together, why don’t you try playing loud music and clean your home? With this, cleaning your home would not be that boring for you. Of course, you have your roommate clean together with you which makes the tasks done faster.

7. Visit thrift shops and go shopping

This is also one of the many ways to bond with your roommate. When you both have free time, you can definitely go visit thrift shops and go shopping. Perhaps, you can find things that would match your tastes. Well, you can both agree on buying a particular thing for your home.

8. Take a yoga or fitness class

Aside from going to a gym, you can also take a yoga or a fitness class. With this, you will be able to relax more with it. Also, you do not just take some exercises, this is also one of the many ways where you can bond with your roommate together.

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Why Living In Apartment is Best For Busy People

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Living in an apartment has been popular these days. Considering the boosting of the economy that allows people to have their respective jobs, apartment investors has rapidly been increasing. But whether you like it or not, there are also pros and cons when it comes to apartment living. That means, living in an apartment may not be practical for everybody.
Yes, one can choose whether to live in an apartment or a house. But if you are looking for a place where it can be to your advantage, especially when you are a busy person and want to live solo, an apartment may suit your lifestyle. Here’s why:

No repairs

One of the duties of a landlord or the owner is to make sure that the building would be in its proper state or structure. That means, if there are any damage that needs to be repaired, they will be the one who will keep track on that particular matter. Moreover, if you have some leaks, cracks and other damages found in your apartment room, then it is also your duty to tell your landlord or the owner of the apartment that it needs repair. With that, you will not need to worry about finding some time just to repair the damages.

Amenities

This is one of the things most busy homeowners want to have. Of course, who would not want to chill and feel relax after a long stressful day at work? Right? Living in an apartment would also give you a chance to use their amenities such as the swimming pool, a tennis court, a fitness room and other things that you might want to use.

Location

One of the many reasons why most people prefer living in an apartment is because of the location. Perhaps, the apartment is just near or a walking distance to their work. Or it grabbed their attention since the location of the apartment has a low crime rate with low cost of living. Of course, the location is also one big factor that helps people decide on what apartment they want to have; be it in Davao apartments or any other apartments in the Philippines.

Security

Basically, apartments have their own security guards who roam around the place making sure that everything is in order. Guards are also strict when it comes to the visitors. They would most likely ask the visitor on what and who they want to visit. Of course, that is to make sure that there will be no suspicious person that can enter the vicinity of the place. Also, apartments have CCTV installed in the designated areas to ensure safety for everyone.

Short-term commitment

If you are just looking for a place where you want to stay for a short period of time, then apartment living is best for you. You don’t need to worry about your future stay since the landlords are there to guide you on what you need to do during your stay. Moreover, the lease and other monthly dues can also be negotiated. Just make sure that you won’t have a bad record with the owner or landlord for you to make some adjustments whenever you need them one day.

Cost

When it comes to living solo, there are actually a lot of things you need to think about especially when it comes to your everyday expenses. How much more when you also have monthly dues that you need to consider? However, living in an apartment would be a great help since there are apartments that are just affordable for you to have. You don’t have to worry about the lease and any other monthly dues since it is definitely within your reach.

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Why It’s Advantage to Live in a Walking Distance Community

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There will always be a lot of advantages when you live in a walking distance community. Especially nowadays when vehicles are everywhere, it is better to walk going to and fro from our work or school than being stuck in a heavy traffic, right? And if you have noticed, more and more people are now into investing in a property where all the necessities are a walking distance to where they live. In fact, there are even some homeowners who prefer living in a condo near the airport than any other properties.

Aside from the benefits of not being stuck in a heavy traffic, there are still a lot of benefits you can get when you live in a walking distance community. And to give you some ideas, below are some reasons or advantages you can also get.

Walking promotes a healthy lifestyle

As we all know walking is a form of exercising. Moreover, it is an active activity, and you don’t need to spend more just to become fit since you are performing it everyday. And a constant walk going to and fro on your destination would also promote and improve one’s fitness. Additionally, walking is also one of the many ways you can meet different and potential people on the streets. Who knows? You’ll meet your old friend in the middle of the crowd who are also walking to their respective destinations, right?

Walking helps save the environment

Whether you realize it or not, by walking, you are already saving the environment. Of course, you’re lessening the air pollution caused by an exhaust of a vehicle, or from a noise pollution caused by horns of a car. These pollutions don’t just bring a great impact to our environment, but also on our health. In fact, there are a lot of people who get sick just because of these kinds of pollution every single day. And I’m sure you don’t want to add to that cause, right?

Walking can help save money

Saving money is also one the common advantages of living a walking distance community. And if you are one of those people who are saving for their everyday expenses, then living in such community can help you with that matter. Obviously, you don’t need to pay expensive taxi fare just to get to your destination, right? And mind you, you can really save a lot with this.

Walking promotes people-centred urban planning

Do you know that a true indicator of a progressive city is when people walk or take public transport instead of driving to their destination? Because of its good public infrastructure, people can easily go to wherever places they want to without worrying about how congested the traffic is.

Walking is safer and promotes a sense of community

If you think that walking to and fro to your destination is a dangerous idea, then you better think again. Obviously, there are pedestrian lines that are intended for the people to walk or cross freely and safely and the streets. Sidewalks are also available for safety purposes. Moreover, isn’t it amazing how living in a community where most people are into a healthy lifestyle?

Property values and walking

Through living in a community, people will be oriented about how to value other neighbouring communities, especially areas that are near offices, hospitals, schools, and other places near to people’s home. Moreover, people will also know how to be mindful of when using the spaces for the people to use, such as pedestrians, and sidewalks.

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